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InsureMe Provides Resources for Finding Home Insurance Insurance Shopping Service Offers Tips for Hard-To-Find Home Insurance










Denver, CO (PRWEB) July 19, 2006

With the first named tropical storm under our belt, many homeowners are looking for home insurance — and some are having a difficult time finding it.

To help consumers protect themselves from this year’s high-risk weather season, InsureMe, the leading online insurance shopping service, is providing tips for finding adequate insurance protection.

While homeowners in coastal regions of the U.S. are facing dramatic premium hikes — and worse yet, a shortage of insurers taking on new business — the company urges homeowners not to give up on insuring their residence.

“Policies, especially affordable ones, can be hard to find for a lot of people right now,” says Mike Sajdak, InsureMe Chief Financial Officer. “But InsureMe.com allows homeowners to shop online and be matched with licensed, local agents in their area who can meet their home insurance needs.”

Still, the company understands that some homeowners in particularly high-risk areas may not be considered insurable by some insurance companies. InsureMe encourages these select homeowners to take advantage of any state and federal programs that are available, such as that in Mississippi, called the Mississippi Windstorm Underwriting Association (MWUA). Programs like the MWUA offer policies to homeowners in especially weather-prone areas, and although these last resort policies typically cost more and offer fewer coverage options, experts agree that some coverage is better than no coverage.

“Homeowners that are insured under a state plan can and should continue to shop for a home insurance policy from a private insurer,” adds Sajdak, “but having some coverage is better than nothing in the wake of a catastrophe.”

InsureMe also stresses the importance of pairing home insurance coverage with flood protection, especially for homeowners in flood-prone areas. In the recent past, there has been a common misconception that standard home insurance covered flood-related damage and loss, a lesson that many learned the hard way after the active 2005 storm season. Experts estimate that over 60 percent of damaged homes in low-lying areas of New Orleans were without flood insurance.

In most cases, flood insurance can be purchased through a licensed home insurance agent; however those in high-risk areas may have to buy a policy through state or federal programs like the National Flood Insurance Program (NFIP). The NFIP offers a variety of flood insurance policies, including those for homeowners with lower-than-average incomes.

In addition to these tips, InsureMe provides a variety of free insurance resources for consumers. The InsureMe Insurance Resource Center contains numerous articles on multiple insurance types; the InsureMe Insurance Blog is also updated daily with insurance tips and industry news. The InsureMe Insurance Blog is part of the greater InsureMe blog network.

About InsureMe

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. InsureMe desires an open dialog with customers and hosts several blogs to encourage free flow of information about the industry and the InsureMe company. InsureMe has helped millions of consumers find insurance coverage, while providing thousands of insurance agents with leads nationwide. For more information, visit http://www.insureme.com.

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