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(PRWEB) September 5, 2002

FORT COLLINS, Colorado, September 5, 2002 — Netvion Inc., a network management solutions firm, announced today that EMC Insurance Companies has selected Netvion Galileo to securely manage their Cisco Secure PIX Firewalls. The Netvion Galileo application integrates with and enables EMCÂ?s network management tool, HP OpenView Network Node Manager, to freely discover, manage, and monitor the IP network through their Cisco PIX Firewall units.

As an HP OpenView Certified Application, Netvion Galileo allows HP OpenView Network Node Manager (NNM) to automatically ascertain the full capabilities of the Cisco PIX Firewall units EMC has in the network. Netvion Galileo also provides EMC with full management control over all critical aspects of their environment by utilizing NNM. With Netvion Galileo, Cisco PIX Firewall units are identified on the NNM maps, giving a graphical and accurate view of the managed EMC environment. Additionally, the Netvion Galileo solution helps EMCÂ?s network management team by properly interpreting the SNMP traps sent by the Cisco PIX Firewall units and then displays their severity on the OpenView event browser. This results in faster response time to address any network status changes.

Â?We are utilizing NetvionÂ?s technology to effectively discover, identify, and manage our Cisco PIX firewalls,Â? says Ken Wade, network administrator with EMC Insurance Companies. Â?Netvion Galileo seamlessly integrated into our NNM environment. The Netvion Galileo solution provides us with a secure way to manage our devices through the firewall without having to open extra conduits. Netvion Galileo enabled EMC Insurance Companies to completely manage the network while maintaining a high level of security.Â?

Network administrators may be tempted to configure their firewalls to allow NNM to discover through them by opening extra ports. However, this type of Â?home grownÂ? configuration has high risks, limited management, and is time consuming. Netvion Galileo is more secure than these types of configurations because it does not require any extra conduits or ports, and it does not expose the network to added vulnerabilities.

Â?Many NNM users have critical e-commerce resources such as web servers, mail servers, traffic shapers, and routers that require constant monitoring to ensure the availability and security of the vital services they support. As a result, companies like EMC Insurance Companies face the challenges of monitoring IP resources on both sides of the firewall,Â? says Ray Caruso, director of engineering at Netvion. Â?When possible, discovery and management through the firewall has required opening additional firewall conduits, placing discovery engines on the outside of the firewall, and/or adding complex configurations to the firewall. These solutions are troublesome, difficult to support and present high security risks. Netvion Galileo has proven successful in eliminating vulnerabilities while providing complete control over all aspects of the network.Â?

Netvion Galileo 1.3 runs on EMCÂ?s HP OpenView NNM 6.2 management station that is currently monitoring all of their Cisco Secure PIX Firewall units. Netvion Galileo 1.3 adds the capability of communicating via Secure Shell (SSH), provides network administrators with the ability to disable the Cisco PIX firewall SNMP agent, and monitors the failover firewalls. Netvion Galileo can be downloaded from the Netvion website for a free 30 day evaluation license. Visit to register and download.

Netvion, Inc. is a leading network management solutions firm, providing HP OpenView based educational products, software applications and consulting services. As an HP OpenView Portfolio Partner, NetvionÂ?s products help HP OpenView users become more successful with their network management and security tools. NetvionÂ?s professional services assist third party vendors by integrating their products into HP OpenView Network Node Manager and OpenView Operations. Information about NetvionÂ?s products and services can be found on the Web at

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More Insurance Fort Collins Press Releases

Wellness NOW, a Colorado 501c3, establishes fund to pay for healthcare for poor and those whose insurance does not cover treatments.

(PRWEB) February 1, 2003

(Denver, CO) Â? Noreen Teachout of Wellness NOW, A Learning Place Inc. in cooperation with The Colorado Center of Traditional Medicine has established a fund that will pay for Acupuncture and Traditional Chinese Medicine (TCM) therapies for victims of violent crimes, elderly patients, and patients without health insurance or whose health insurance does not pay for “alternative” therapies. According to Ms. Teachout, “Wellness NOW is filling the gap in healthcare by offering information and access to therapists who are certified in traditional, ancient, alternative therapies.

The Board of Wellness NOW is also seeking help with fundraising ideas and strategies. Any help with this project will be greatly appreciated by us and by patients who need care but can’t afford it.” Martha Lucas, Ph.D., L.Ac. of The Colorado Center of Traditional Medicine says “It is my firm belief and my experience that TCM works and that people heal even though they feel that they have reached the end of their rope and have used all of the options offered by modern medicine. Therefore, it is hard for me to turn people away because their insurance doesn’t cover treatment and they can’t afford it. The program that Wellness NOW is offering will fill that need.”

Patients will be treated either at The Colorado Center of Traditional Medicine located in the Capitol Hill area of downtown Denver or in Fort Collins at Greyrock Family Practice, 1240 Doctors Lane near Poudre Valley Hospital. Donations can be sent to Wellness NOW, 1255 19th Street #1609, Denver, Colorado 80202-1434 in the name of a particular person or just as a general donation to pay for services rendered to the needy. The fees that practitioners will be paid for treatments range from $ 50 to $ 75. Lucas says “if benefactors could see their way clear to pay for a series of treatments, say 10, for a particular patient, that would be spectacular!” For more information you may call 303-295-2944 or send an email to The Colorado Center of Traditional Medicine at

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Managing Pharmacy Costs Equates to Lower Health Insurance Premiums for Employers & Employees.

(PRWEB) June 11, 2004

Greenwood Village, CO- June 9, 2004

Prescription drug costs can now account for up to 20% of an employers total health insurance cost structure. Five years ago prescription drug costs represented only 5 to 7% of the total health insurance cost structure.

Many strategies exist that can help manage and lower prescription drug cost up to 25% annually. In addition, employers can be entitled to refunds or overcharges from their current Pharmacy Benefit Manager (PBM).

Solutions to lowering pharmacy costs include:

Â?Arranging direct contracts with PBMÂ?s.

Â?The removal of Â?spread pricingÂ? from a contract.

Â?Arranging direct rebates between the PBM and the plan.

Â?Implementing Â?Step Therapy PlansÂ?.

C. David Kikumoto, President & CEO, and Peter Miterko, Executive Vice President both with Denver Management Advisors, LLC are available to further comment on strategies to lower pharmacy benefit costs as well as expand upon the options to audit a pharmacy benefit program and secure refunds and overpayments.

Denver Management Advisors, LLC based in Greenwood Village, Colorado, has successfully helped some of the nationÂ?s largest companies reduce their healthcare costs. C. David Kikumoto, is a nationally recognized healthcare cost reduction expert who has recently testified before the State of California legislature regarding the need for pharmacy benefits cost reform.

To arrange an interview or for further information please contact:

Brad Cillian

Denver Management Advisors, LLC


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More Insurance Denver Press Releases

InsureMe Offers Tips for Keeping Teen Car Insurance Affordable

Denver (PRWEB) November 28, 2005

Parents work hard to protect their children. But when these precious children find themselves thrust into adulthood behind the wheel of the family car, many parents discover their car insurance rates soaring along with their concerns and find that essential protection hard to find.

More than 5,000 teens ages 16 to 20 die annually in vehicle-related accidents, according to the American Academy of Pediatrics. For this reason, many car insurance companies consider drivers under 25 a higher-than-average risk. This increased risk of death and injury leads to soaring teen car insurance rates.

But if teens are willing to expend some effort and follow a few simple guidelines, parents won’t have to take away the car keys just yet.

To keep rates low, InsureMe, the leading consumer-agent link for buying insurance on the Web, recommends these tips for teens:

Keep a Clean Driving Record

Just one DWI (driving while intoxicated) conviction can raise teen car insurance premiums above a base premium of a few hundred dollars annually for at least three years.

Earn “Brownie Points”

Many companies offer discounts to teens attending high school or college full-time who maintain at least a 3.0 grade point average. Insurers also offer discounts to teens who take a locally accredited driver safety course or other state-certified program. Ask your insurer about these discounts, or get information online from the National Safety Council at

Involve Yourself in Your Community

Young people who join certain civic or community organizations (such as Eagle     Scouts or Girl Scouts) may receive discounts from their teen car insurance providers. Car insurers often reward teens willing to better their communities with lower rates, since these types of teens usually pose less risk.

Choose a Safer Car

Car insurance may cost up to 50 percent less if your teen drives a safer car,     such as a Honda Civic or a Volvo. Newer model cars with airbags are the least expensive to insure, and the safest for teens to drive. Sports cars, expensive cars, high-performance cars and SUVs carry higher risk and higher teen car insurance premiums.

Add Safety Features

Protective features such as anti-lock brakes, traction control, automatic seatbelts and side-impact airbags can reduce teen car insurance rates considerably.

Shop Around

Agents have different programs of incentives and discounts, and by shopping around, chances are improved for finding the right discounts for a specific teen driver. The Internet provides fast and easy methods for reaching insurance agents.

A little extra attention can mean lower car insurance rates—and on-the-road protection—for the entire family.

About InsureMe

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. Specializing in auto, home, life, long-term care and health insurance quotes, the InsureMe network provides thousands of agents with insurance leads every year. For more information, visit


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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

InsureMe Brings Video to the Insurance Sales Community

Denver, CO (PRWEB) February 21, 2007

Realizing that insurance agents needed a one-stop-shop for sales tips and entertainment, InsureMe, an online service connecting agents to consumers looking to buy, has focused its cinematic magic to the company’s Agent Blog which provides sales, marketing, and industry commentary.

The Agent Blog Wrap-Up video is posted to the blog each Friday; anchor and Lead Copywriter Megan Mahan recaps the week’s sales and insurance news, which is interspersed with informative, yet silly skits. One recent video included a series of sales affirmations, designed to encourage and entertain agents as they navigate the sometimes tumultuous terrain of insurance sales.

“InsureMe loves its agents and the greater agent community,” says James Omdahl, InsureMe marketing strategist, who also directs and edits the videos. “If we can provide them with sales tips to keep them in the game and give them a laugh, that’s a big win in our book.”

Amy Popp, an American Family agent who recently won $ 100 from a contest promoted on the Agent Blog Wrap-Up, said the videos are a fun and unique way to end the week. “And my son just loves them,” she added.

While there’s no statistical evidence to back it up, Jeb “McDreamy” Foster (a copywriter and contributor to the Agent Blog), has a sneaking suspicion that viewers of all ages tune in each week to see if famed statistician Peter Deusterman dons his notorious jean shorts and mullet wig.

“There’s just no denying it,” says Foster shaking his head, “Peter puts Andre Agassi’s early 90s fashion sense to shame.”

To view the Agent Blog Wrap-Ups, visit For more insurance sales tips and tactics, visit

About InsureMe

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. InsureMe desires an open dialog with customers and hosts several blogs to encourage free flow of information about the industry and the InsureMe company. InsureMe has helped millions of consumers find insurance coverage, while providing thousands of insurance agents with leads nationwide. For more information, visit


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Voters in Arizona, Colorado and Oklahoma will have the chance Tuesday to repudiate the new health care law’s keystone provision, one that requires almost everyone to have health insurance or face a tax penalty beginning in 2014. Easy To Insure ME has the answers

Ballots in the three states include proposed amendments to the states’ constitutions that would prohibit the enforcement of the individual mandate and other provisions of the law. They echo a measure that Missouri voters approved by more than 70 percent in August. Legislatures in several other states, including Georgia, Idaho, Louisiana and Virginia, have also passed state laws with similar language.

But the ballot initiatives have set off a fierce debate: If they succeed, will they have any effect?

Critics of the referenda say they’re nothing more than a political gesture, misleading voters to believe that amending their state constitutions would allow them to opt out of the health care law. Given that the Supreme Court will likely have the final say on the constitutionality of the law before 2014, the public’s vote wouldn’t impact the national law, they say.

Some policy analysts agree.

“To me it’s more of a polling statement,” said Elizabeth McGlynn, an associate director at the RAND Corp., a nonprofit research organization based in California that has no position on the amendments. “It’s not clear to me in this case that the federal law wouldn’t override state mandate … that will be something the courts decide. … It’s not really clear to me what that does at the state levels.”

Proponents argue that the amendments have a strategic function beyond the scope of individual states.

“As more and more states pass these kinds of amendments … it’s going to embolden legislative action to repeal or defund legislative provisions” of the federal health law, said Robert Alt, deputy director of the Center for Legal and Judicial Studies at the Heritage Foundation, a conservative think tank in Washington.


‘New Avenues Of Litigation’

Having the new amendments in place would give states greater standing in the current litigation brought by 20 states against the federal law, says Christie Herrera, a director at the American Legislative Exchange Council (ALEC), which has provided model legislation used by several states.

If the Supreme Court were to uphold the individual mandate in that case, a state constitutional amendment would “open new avenues of litigation,” she said. States could also file suit to argue that the health law violates their 10th Amendment rights to keep powers not otherwise delegated to the federal government by the U.S. Constitution.

Opponents of the ballot amendments say the measures could complicate health care issues within the states.

Dr. Michael Pramenko, president of the Colorado Medical Society, which opposes the ballot initiative, said the amendment could affect any state efforts to set up a program to expand insurance coverage. “It would tie our hands at the state level,” he said, adding that the amendment would prevent the state from setting up its own version of the individual mandate, independent of the federal government, in the future.

The proposed amendments in Arizona, and Oklahoma are nearly identical, while the Colorado amendment differs in subtle but significant ways. The measures are centered on a few key provisions: that no individual can be forced to participate in a public or private health plan; that a person’s ability to make or receive direct payments for medical services cannot be restricted; and that no one should be forced to pay a penalty for failing to enroll in a health plan.

Colorado Controversy

The Colorado amendment makes clear that it applies only to state efforts to impose such requirements.

The amendments do not deal with some of the other preparations for the health law that are falling to states, such as the health insurance exchanges and the expansion of Medicaid that will begin in 2014.

“They’re operating on two bandwidths,” trying to oppose the federal law while also trying to implement it, said McGlynn. “Most of what states are going to have to do, they don’t get to avoid through these amendments.”

Colorado’s situation is unique because its amendment was brought to the ballot through citizen initiative, and doesn’t follow ALEC model legislation as closely. Its language allows for a much broader interpretation of the measure than other states have allowed for, argued Alec Harris, a policy analyst at the Colorado Center on Law and Policy, which opposes the amendment.

“It’s getting billed as — and people seem to view it as — a referendum on federal health reform,” Harris said. “This has no ability to do anything about federal health reform.”

Instead, Harris says, the language of the bill, which prohibits “the state of Colorado, its departments and agencies” from requiring that a person participate in a health plan, could interfere with the state’s auto-enrollment of Medicaid and Child Health Plan Plus beneficiaries.

“Quite a bit of this stuff doesn’t go away even if the Affordable Care Act is ruled … completely constitutional,” Harris said. “It’s the unintended consequences that we’re worried about.”

The president of the Independence Institute, which drafted the amendment, disagreed. “It doesn’t stop the government from offering all sorts of alternatives and plans,” said Jon Caldara. “… Really it means that the state legislature can’t mandate that people should buy something they don’t want to by without getting voter approval.”

Apartment and condominium dwellers are susceptible to the accidents caused by other people living in very close proximity.  A kitchen fire three floors away can result in damage to personal property as the fire spreads, and the water that is used in the attempt to extinguish it.  Without renter’s insurance in Colorado Springs, the belongings will be lost without the owner having a way to recover the expense of replacing anything.  Building insurance will cover the loss incurred by the owner of the facility, but the cost of replacing belongings, additional living expenses, and any liability that would cover the renter is not covered except by a renter’s insurance policy.

Whether personal belongings are destroyed by fire, lightning, wind, hail, or explosion, the standard renter’s insurance policy will pay to replace the contents of the residence.  Loss caused by theft, vandalism, riot, and malicious mischief are also covered without additional policy riders having to be purchased.  When too much ice and snow accumulates and causes the building to collapse, personal belongings will be replaced under the policy benefits.  If a power surge causes damage by starting a fire, most of the contents are covered, but if the electricity causes internal damage to electronic equipment, replacement of that equipment is not paid for through the standard renter’s insurance policy in Colorado Springs.

Within the standard coverage verbiage written in the insurance paperwork, provision for temporary living expenses is included.  Many apartment complexes that are damaged by fire will take more than a year to rebuild so the insured is encouraged to simply move to another complex.  If a minor problem causes the resident to need a short stay in a hotel, the policy coverage will pay the expenses.

When a friend falls and suffers an injury inside the apartment, the standard renter’s insurance in Colorado Springs will cover the expenses incurred up to the policy limit.  Even if the injured person decides to sue the insured, the policy will cover the court costs and the settlement amount up to the stated policy limits.

Renter’s insurance premiums vary by the attributes of the coverage including whether the payout is based on actual value or replacement cost.  The policy that pays the replacement cost of the belongings will be slightly more expensive.  Carrying a higher deductible can lower the premium, but the renter must know for sure that the deductible is affordable.  Certain locations will raise the premium for the policy because of risk levels within the neighborhood.  In higher crime areas, insurance companies will charge higher premiums to cover incidents that are more frequent.  Earthquake and flood damage are not covered under standard renter’s insurance, but both types of coverage can be purchased under special policies.  Research the area and make the effort to find a reputable insurance company and then purchase adequate coverage for your personal belongings.

Please visit our website here for more information or visit our blog. Thank you.

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InsureMe Provides Tips for Online Insurance Shopping

Denver, Colo. (PRWEB) April 25, 2006

According to a recent Forrester Research study, over 28 percent of households use the Internet during the insurance shopping process. With that number on the rise, InsureMe, a leading online insurance shopping service, is highlighting Web shopping tips for consumers wishing to take care of their insurance needs online.

While premium affordability still remains on the forefront for insurance shoppers, the InsureMe company stresses the importance of considering site security, customer service ratings and financial solidity when shopping online for insurance.

Because insurance plans and requirements vary from state to state, the company recommends researching coverage options by visiting the state Department of Insurance (DOI) online, or browsing InsureMe’s informational state articles. The articles are available at

Once consumers know what kind of coverage they need, they can visit one of the many sites on the Web that allows shoppers to obtain and compare free insurance quotes. But not all sites are created equal, according to InsureMe President, Tim McTavish.

“Consumers should always verify a Web site’s security measures by looking for a ‘seal of approval’ or clickable logo from a security technology company,” states McTavish. “Highly-regarded companies are often approved by the Better Business Bureau (BBB) and will display the BBB logo on their homepage.”

Consumers should also investigate insurance companies and agents by checking customer service ratings and financial solidity through rating companies like A.M. Best and Weiss Ratings before buying a policy.

“Many consumers underestimate the value of good customer service and proven financial strength,” says McTavish. “The most affordable insurance in the state won’t do much good if you can’t contact your agent or the company can’t pay your claim.”

As with all forms of online shopping, InsureMe advocates consumer education as the best line of defense. By verifying the security and the legitimacy of the insurance-related sites and companies, consumers can find the right insurance for the right price.

About InsureMe:

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. The company’s professional network consists of both independent local insurance agents and representatives from national insurance partners. InsureMe has helped millions of consumers find insurance coverage, while providing thousands of insurance agents with leads nationwide. InsureMe has been recognized with the 2005 United Way Spirit of Hope award and was recently cited as one of the 25 Best Small Companies by Working Mother Magazine. For more information, visit


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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Insurance Industry Report Shows Need For Safer Driving Habits, Lexington Attorney Says

Frank Jenkins

Lexington, Kentucky (PRWEB) October 1, 2010

Driver negligence has likely caused Lexington to make a significant drop in the latest “AllState America’s Best Drivers Report,” Lexington personal injury lawyer Frank Jenkins says.

The list, now in its sixth year, uses AllState data to rank cities in terms of how many years their drivers are likely to go without an automobile accident. Lexington ranked No. 7 on the list in 2009 but fell to No. 22 in 2010.

“The majority of motor vehicle accidents that occur are due to negligence, such as speeding, driver inattention, driving under the influence of alcohol or drugs or failing to properly control the vehicle or to yield the right of way,” Jenkins says.

“If the frequency of car accidents has increased in the Lexington area, as this report indicates, then it simply means that we have to do a better job of educating drivers and encouraging them to follow safer driving habits.”

The “AllState America’s Best Drivers Report” is compiled by analyzing the insurance company’s claims data, according to a company press release.

According to AllState, its policies represent 11.3 percent of all U.S. car insurance policies, making the report “a realistic snapshot” of the frequency of accidents on America’s roads.

Fort Collins, Colorado, topped this year’s list. The city’s driver’s have an average of 14.5 years between car accidents, according to the report.

Lexington’s drivers go an average of 11.2 years between automobile accidents, the report says. In 2009, the average rate was 12.1 years.

The report defines an auto crash as any collision resulting in a property damage claim.

“Of course, there’s often more than property damage that occurs in motor vehicle accidents,” Jenkins says. “People can be killed or suffer permanent, debilitating emotional and physical injuries that require expensive medical treatment and cost them their ability to earn a living.”

Jenkins started out his legal career representing insurance companies. However, since 1997, his Lexington law firm, Frank Jenkins Law Office, has been dedicated to representing the injured, including those involved in car accidents, truck accidents, motorcycle accidents and those engaged in uninsured/underinsured motorist (UM/UIM) claims disputes with their insurers.

For three years in a row, Jenkins has been named Favorite Attorney in the Readers’ Choice Awards poll conducted by The Lexington Herald-Leader and

“If you believe your insurance company has wrongly denied or undervalued your claim, then we believe you should receive tough, but ethical, legal assistance,” Jenkins says.

About the Frank Jenkins Law Office

The Lexington, Ky., personal injury attorneys of the Frank Jenkins Law Office handle injury and accident cases, including motorcycle accidents, car accidents, truck accidents, wrongful death, workplace accidents, construction accidents and Social Security disability claims. For more information, contact the Frank Jenkins Law Office today at 1-800-CAR-WRECK, locally at 1-859-389-9344, or through the firm’s online contact form.

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Find More Insurance Fort Collins Press Releases

Getting Denver insurance takes patience and a little preparation.  Making decisions about insurance can get to be overwhelming, but there are resources to help you through the process.  If going through insurance quotes seems unappealing, you can work with a broker to help.  A broker has direct access to insurance companies and knows when these companies have their best rates or are willing to work with potential clients.

For instance, you may be seeking more affordable health insurance.  Your broker can help you look at the factors that will determine what type of premium and deductible you will have to pay on your insurance.  You will need to disclose information such as preexisting conditions and any lifestyle habits.  If you participate in potentially dangerous activities such as rock climbing or skydiving, your rates will be higher than those of someone who may only occasionally hike.  Smokers are notoriously difficult to insure because of the high risk they present, so smokers may pay the highest rates and may even find themselves unable to get insured.

On the other hand, if you are generally healthy and your family does not have a history of serious illness, there are many ways you can find affordable Denver insurance.  You may be able to get coverage through an employer.  Many small business owners look into group insurance plans in order to offer employees an affordable option in health insurance.  Employees may have to cover some of the costs, but the employer also pays a portion.  Usually employees will only have to pay if they want to include family members under their coverage.

It is also possible to find individual health insurance plans for yourself and your family through other means.  If you belong to a professional organization, you may be able to get discounted coverage through this affiliation.  You can also see if a company has any special rates for healthy living in order to decrease your premium or deductible.  You may also decide upon a special policy such as catastrophic health insurance if you do not anticipate very many doctor’s visits and only want to be covered in case of an unforeseen emergency.

Of course, Denver insurance goes beyond health insurance.  Homeowners have to think about finding security for their property and possessions in case of natural disasters, accidents or break-ins.  Everyone who owns a vehicle is required by state law to carry a minimum amount in auto insurance coverage.  Life insurance is also important to protect the ones you leave behind so that they do not struggle to pay for final expenses or any other lingering debts.  Finding the right insurance policy may take a little time and patience but is well worth it.

Please visit our website here for more information or visit our blog. Thank you.

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