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Top Entrepreneur, Turned Author, Releases New Book for All Consumers: The Secrets of Money: A Guide for Everyone on Practical Financial Literacy.











Fort Collins, CO (PRWEB) December 10, 2007

Entrepreneur, and now author, Braun Mincher has released his first book, The Secrets of Money: A Guide for Everyone on Practical Financial Literacy. The 472-page information-packed book is being considered by many as the “Encyclopedia of Personal Finance” and is the single-source of what EVERYONE (young or old, rich or poor) needs to know about basic Financial Literacy. Braun Mincher was inspired several years ago to write this book after seeing how financially illiterate many consumers are, and how little is being done in the way of financial education at any age or degree level. Topics in the book include: Consumer Credit, Mortgages, Real Estate, Car Buying, Insurance, Taxes, Investing & Saving for the Future, Estate Planning and Keys for Financial Success.

Author Braun Mincher is a young and successful entrepreneur who had the ability to “retire” several years ago at the age of 30, a self-made multi-millionaire, despite dropping out of college to grow his first business. His new book is targeted to all consumers, regardless of age, education or income level, and not just the business or financial savvy, as many competing titles cater to. Using a concise and conversational writing style, Braun reveals what is not taught in schools, at any level, short of a specialized degree. Because of the practical, rather than theoretical, manner in which the information is presented, using real-life examples and case studies, readers will clearly see how items of interest relate to their own individual financial situations.

Would you believe that doctors and lawyers make the same financial mistakes as homeless people? According to Braun Mincher, “40% of consumers live beyond their means, half are living paycheck-to-paycheck, and the national savings rate is now a negative number. We need to reverse this trend through better financial education of both adults and students or we face dire consequences in the coming years.” Mincher has developed a highly comprehensive website at FinancialLiteracyQuiz.com with numerous resources to better educate consumers about all aspects of Practical Financial Literacy. One of the highlights is a multiple-choice, 50-question, “Financial Literacy Quiz” where visitors can test their own knowledge and compare scores with their friends. However, those not able to pass the quiz with a score of at least 75% should seek additional Financial Literacy education.

Following Braun Mincher’s financial advice will help readers to:


Make more money by putting them in better control of their finances;
Save them money; possibly thousands of dollars over a lifetime; and,
Be better educated consumers when it comes to money.
Anybody can write a book, but Braun Mincher is equally passionate about creating a nationwide movement and positive change of behavior when it comes to personal finance. To this end, he has issued a “Challenge” to high schools and colleges across the country to make practical Financial Literacy classes a graduation requirement, just like math, English, science, etc. Presently, only 7 states have such a requirement. Naturally, most parents and business leaders are in favor of this initiative, but some in the academic and education communities have pushed back with a multitude of excuses. Not easily taking “no” for an answer, and in the same entrepreneurial fashion that made him a success in business, Braun Mincher is forging ahead with his project, and subject to certain conditions, is not only offering to provide the curriculum, but also offering a textbook for each student at no charge.

The Secrets of Money: A Guide for Everyone on Practical Financial Literacy is available through BraunMincher.com, Amazon, Barnes & Noble, Borders and other nationwide retailers. The ISBN-13 is 978-0-9797003-0-9 and the soft cover price is $ 21.95.

About the Author: Braun Mincher is a young and successful entrepreneur who had the ability to “retire” several years ago at the age of 30, a self-made multi-millionaire, despite dropping out of college to grow his first business. NBC’s Today Show, The Wall Street Journal, Inc. Magazine, Success, POV and Nation’s Business–have all showcased his talents. Winner of the prestigious Entrepreneur of the Year award, Braun was able to become financially independent by working hard and following his own financial advice, which is now shared in his new book–and others have paid Braun $ 300 an hour to obtain. He now pursues his passion of better educating ALL consumers, and not just the business or financial savvy, on the topic of Practical Financial Literacy.

For Additional Media Information or to Arrange an Interview:

Email: Media(at)BraunMincher.com

Phone: (970) 212-2400, Option #2 (Media Relations)

BraunMincher.com

FinancialLiteracyQuiz.com

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







SNL Financial Announces Launch of Peer Analytics












Charlottesville, VA (Vocus) July 30, 2010

SNL Financial today announced the release of Peer Analytics, a custom peer comparison tool available exclusively to clients of the SNL Unlimited Information Service.

Peer Analytics currently enables clients to perform a comprehensive peer comparison on any U.S. public company in SNL’s covered industries: banking, insurance, financial services, real estate, energy and media & communications. SNL plans to add more companies to Peer Analytics later this year.

Peer Analytics features the ability to rank and score peers in comparison to a base company, including detail on the factors used to calculate the score. Clients can define a custom peer group or screening criteria using any corporate, financial or market data field within SNL’s public company database, or use default peer logic provided by SNL. Peer Analytics also features the ability to add SNL indexes or custom aggregates to a report for additional benchmarking.

Peer Analytics is fully integrated into SNL’s online platform, allowing clients to save peer groups as portfolios and quickly link to more data within SNL.

“Our new Peer Analytics application provides SNL clients with a peer comparison and screening tool that will set the industry standard,” said JP O’Sullivan, Associate Director of Financial Services at SNL Financial. “With Peer Analytics, our clients can access enhanced features for high levels of customization and improved reporting capabilities, enabling them to conduct the most meaningful analyses.”

Peer Analytics is available as part of the SNL Unlimited Information Service. To find out more, contact sales(at)snl(dot)com or 866.296.3743.

About SNL Financial

SNL collects, standardizes and disseminates all relevant corporate, financial, market and M&A data — plus news and analysis — on more than 3,300 public companies and 50,000 private companies in these industries: Banking, Financial Services, Insurance, Real Estate, Energy and Media & Communications. For more information, visit http://www.SNL.com .

Visit the SNL Press Room to learn more about resources available to members of the media.

SNL Contact

Monica Jenkins

Press Relations Manager

+1.434.951.6951

mjenkins(at)snl(dot)com

SNL Financial

One SNL Plaza

Charlottesville, VA 22902

+1.434.977.1600

Other office locations:

Ahmedabad, India; Arlington, Va.; Boston, Mass.; Boulder, Colo.; Islamabad, Pakistan; Jersey City, N.J.; London; Monterey, Calif.; New York; Richmond, Va.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







The AIG Effect: Statutory Insurance Results for All Top 30 U.S. Life Groups, SNL Financial Finds “Significant Distortion” to Overall Results











Charlottesville, VA (Vocus/PRWEB) April 07, 2011

Capitalization in the statutory life insurance industry continues to show signs of improvement, but insurance giants like AIG, MetLife and Prudential, among others, still have ground to make up to return to their pre-financial crisis levels, specifically in premiums and annuity considerations.


More favorable market conditions, for various types of investments, have narrowed net realized capital losses leading to an increase in after-tax net income in 2010 for the top 30 life groups.

Direct premiums & annuity considerations increased by 0.34%; but while the industry-level increase was fairly modest in both categories, the changes by the various groups tended to much more material.

AIG reported the largest year over year increase in first-year premiums for total life, annuity and A&H which is directly due to its leading distributor of SunAmerica annuities lifting its two-year suspension on such activities. However they have a ways to go to get back to pre-crisis figures.

The AIG effect was most visible in the combination of aggregate write-ins for surplus gains of $ 45.03 billion for the 30 life groups, up from $ 5.80 billion in 2009. AIG accounted for approximately $ 44 billion in those write-ins, attributable to what several AIG companies characterized as a permitted practice approved by regulators in conjunction with the “unique circumstances” related to their participation in AIG’s securities lending program.

More Details:

Twenty-two of the 30 largest U.S. life insurance groups, based on net total assets and as consolidated by SNL, reported higher after-tax net income in 2010, helping to fuel continued improvement in industry capitalization. But only 12 of the 30 life groups reported year-over-year improvement in pretax, post-policyholder dividend operating income, highlighting the significant divergence in top- and bottom-line performance across the industry. Of those 30 groups, which account for more than 80% of the U.S. life industry’s total assets, the industry aggregate saw pretax earnings plunge by 25.2%, down to $ 34.26 billion in 2010. After-tax net income, conversely, increased 25% to $ 18.31 billion as net realized capital losses narrowed to $ 12.59 billion from $ 24.84 billion in 2009 and federal and foreign income taxes fell 46.7% to $ 3.36 billion. Policyholder dividends increased only slightly, by 0.5%, to $ 13.72 billion in 2010.

A closer look at the various other items contributing to changes in the combined surplus level for the 30 life groups finds that noise associated with the AIG life group provided significant distortion to the overall results. The AIG effect was most visible in the combination of aggregate write-ins for surplus gains of $ 45.03 billion for the 30 life groups, up from $ 5.80 billion in 2009. AIG accounted for approximately $ 44 billion in those write-ins, attributable to what several AIG companies characterized as a permitted practice approved by regulators in conjunction with the “unique circumstances” related to their participation in AIG’s securities lending program.

The AIG life group also made outsized negative contributions to the overall change in net unrealized capital gains or losses and paid-in surplus, which effectively served to offset the write-ins.

When excluding the AIG life group from the aggregation, the combined year-end 2010 surplus for the other 29 large life groups amounted to $ 200.5 billion, up 5.6% year over year. The combination of $ 17.6 billion in net income and a $ 5 billion positive change in net unrealized capital gains and losses helped offset $ 10.5 billion in dividends to stockholders and a negative $ 7 billion change in the asset valuation reserve.

For additional data and information from SNL Financial’s full 2010 statutory financial results for all of the top 30 life groups, contact Christina Twomey, Public Relations, 434-951-9614 or ctwomey(at)snl(dot)com.

SNL’s statutory data includes detailed financial data on each filer, reinsurance, investment and loss reserve schedules, data by state and line of business and hundreds of ratios, snapshots and analytics, available exclusively as part of SNL Unlimited service for Financial Institutions. SNL is the only information provider to offer clients a comprehensive insurance product, linking statutory data with public company data, mergers & acquisitions data, proprietary news, documents and more.

About SNL Financial

SNL Financial is a leading provider of financial information on more than 3,300 public companies and 50,000 private companies in the business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock. For more information, visit http://www.snl.com.

SNL Financial

One SNL Plaza

Charlottesville, VA 22902

434.977.1600

Other office locations:

Ahmedabad, India; Arlington, Va.; Boston, Mass.; Boulder, Colo.; Islamabad, Pakistan; Jersey City, N.J.; London; Monterey, Calif.; New York; Richmond, Va.

Visit SNL in the Media to learn more about resources available to members of the media.

SNL Financial on LinkedIn: http://linkedin.com/company/snl-financial

Follow Us on Twitter: http://twitter.com/#!/SNLFinancial/snl-corporate-directory-2

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Related Insurance Boulder Press Releases

Arrow Financial touts winning strategies at shareholders’ meeting
GLENS FALLS — Steady, solid, disciplined decisions have guided Arrow Financial Corp. through rocky times, said CEO Thomas Hoy.
Read more on The Post-Star

Lowering the Deficit: The Choices Range from Drastic to Draconian
The United States government spends more than it takes in, a practice that is illegal in most state governments and harshly criticized when households and businesses do it. After being the rule rather than the exception for most of the past century, why is the country’s deficit spending such a big deal now? Is the U.S. really on the edge of a precipice? Will the deficit-reduction plans under …
Read more on Knowledge at Wharton

SNL Financial Redesigns Corporate Web Site












Charlottesville, VA (Vocus) October 12, 2010

SNL Financial, the leading provider of sector-focused business intelligence, has redesigned its corporate Web site, http://www.SNL.com .

The new SNL.com features a streamlined format that provides more information on the company’s products and services in fewer pages than before. Innovative functionality, such as lightboxes, slider panels and carousels, make the site more interactive and easier to navigate to greater detail on SNL’s covered industries (financial institutions, real estate, energy and media & communications) and core products, including SNL Unlimited, SNL IR Solutions and SNL Data Feeds.

Current clients can still use SNL.com to log into the company’s online information service, while non-clients can request free trial access. There are scrolling news headlines for each SNL-covered sector throughout the site. Other free content includes selected news features and blogs; sample newsletters; research whitepapers for energy and media; a Financial Stability Resource Center with an index of the 25 largest TARP participants; price indexes for financial institutions; insurance group rankings; real estate NAV data; an ERCOT broker index; and podcast interviews with energy industry executives.

“SNL is committed to constant improvement in all areas of our business, including our external Web site,” said Mike Chinn, SNL President and CEO. “The new SNL.com marks our second major site redesign in the past five years, reflecting our desire to provide potential customers with the most current depiction of SNL’s value proposition. We think that our new site presents our most complete and compelling benefit statement yet. And we will continue enhancing it in the weeks and months to come.”

About SNL Financial

SNL collects, standardizes and disseminates all relevant corporate, financial, market and M&A data – plus news and analysis – on more than 3,300 public companies and 50,000 private companies in these industries: Banking, Financial Services, Insurance, Real Estate, Energy and Media & Communications. For more information, visit SNL.com.

Visit the SNL Press Room to learn more about resources available to members of the media.

SNL Contact

Monica Jenkins

Press Relations Manager

+1.434. 951.6951

mjenkins(at)snl(dot)com

SNL Financial

One SNL Plaza

Charlottesville, VA 22902

+1.434.977.1600

Other office locations:

Ahmedabad, India; Arlington, Va.; Boston, Mass.; Boulder, Colo.; Islamabad, Pakistan; Jersey City, N.J.; London; Monterey, Calif.; New York; Richmond, Va.

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Attachments


















Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







More Insurance Boulder Press Releases

Fort Collins, CO (PRWEB) March 14, 2007

HSA for America today announced a new affiliate partnership program for CPAs and other financial advisors to help their clients reduce their taxes. Under this program, financial advisors can offer instant quotes directly from their own website on health insurance plans that work with health savings accounts.

Health savings accounts, or HSAs, allow someone to put aside up to $ 5,650 per year to cover future medical expenses. Any money deposited in the account is tax-deductible, and grows tax deferred like an IRA. If the money is withdrawn to pay a medical expense, no taxes are ever paid on that withdrawal.

“HSAs are definitely a smart choice”, says Geoffrey Goudy, CPA, a sole practitioner in Fort Collins, Colorado. “Not only it is an immediate tax write-off, but people who stay healthy can build, in essence, a substantial medical retirement account for use in their later years.”

HSAs first became available in January of 2004, and now cover nearly 5 million people and are thought to hold as much as $ 5 billion in investments. HSA-qualified health insurance plans carry higher deductibles than traditional copay plans, in order to encourage the consumer to become more involved in their own health care decisions. As more people carry HSA plans, many economists predict that the competitive pressures on healthcare providers will lead to lower prices and higher quality.

Consumers are choosing these plans because of the lower premiums and tax benefits, yet many are still confused about how they work. “CPAs are in the perfect position to explain HSAs to the public”, says Wiley Long, President of HSA for America. “Yet very few CPAs are also licensed health insurance agents. By enabling the financial advisors to offer HSA quotes from their website, we can help them provide a higher level of service to their customers.”

HSAs are rapidly growing in popularity, and are expected to exceed $ 10 billion in assets by the end of 2007. Long said that numerous requests from CPAs led HSA for America to put together this program. Participating affiliates will have the opportunity to earn referral fees when someone applies for coverage, and will also get a listing on HSA for America’s website. Further information is available at: http://www.HSAforAmerica.com/CPA-affiliate-program.htm

About HSA for America

HSA for America is a nationwide brokerage firm specializing in individual and family health insurance plans that are qualified to work with Health Savings Accounts. HSA for America represents many different insurance companies, offers instant online quotes, online applications, and comparisons of HSA administrators.

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Loveland, OH (PRWEB) March 1, 2006

TaxCoach Software, LLC announced the launch of TaxCoachForFinancialPlanners.com, a new sales channel for its breakthrough TaxCoach™ tax planning system. The internet-based application lets tax and finance professionals prepare custom tax plans for new and existing clients. The site can be found at http://www.taxcoachforfinancialplanners.com.

“Traditional income tax software crunches numbers to illustrate ‘what-ifs’ in more detail than most clients want or need,” says TaxCoach founder Ed Lyon, a nationally recognized author, speaker, and consultant. “We designed our system to let tax professionals give their clients specific strategies and concepts, presented in plain-English, and packaged to deliver the savings clients really want.”

“We expected our subscribers would be accountants, enrolled agents, and other tax professionals using planning to supplement their tax prep business,” adds TaxCoach partner Keith VandeStadt, himself a CPA. “But financial advisors have discovered how to use our system to give their clients tax help beyond what clients get from their tax accountant or tax preparation provider.”

“Our system lets financial planners deliver immediate results,” continues Lyon. “Subscribers use TaxCoach™ to give their clients the savings they want. These may include converting day-to-day expenses like family medical bills into deductible business expenses, using family income-shifting strategies to pay for private school and college costs, or turbocharging retirement plan contributions. Subscribers can then use those savings to finance the insurance and investments they need.”

Licenses start at $ 49 per month, with no long-term contracts. Subscribers can deliver unlimited plans for a single price and access the system from any computer with an internet connection.

Tax plans are fully sourced and footnoted to the appropriate Internal Revenue Code sections, regulations, and case law. This reassures clients that audit flags wont’ be raised.

Subscriptions also include marketing tools to make business development effortless and effective. These tools include a marketing guide, sample forms and templates to implement strategies, complete “seminar-in-a-box” kits, and automatic client alerts to deliver breaking news of changing tax rules and opportunities.

A free virtual tour and the risk-free trial subscription are available at www.taxcoachforfinancialplanners.com.

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Related Insurance Loveland Press Releases

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Read more on The Fort Collins Coloradoan

U.S. closes four banks, biggest is in Denver
WASHINGTON (Reuters) – U.S. authorities closed four banks — one in Denver and three in the U.S. Southeast — on Friday with total assets of $ 2.7 billion, bringing the number of failures in 2011 so far to seven.
Read more on Reuters via Yahoo! Singapore News

SNL Financial Hosts 2010 Insurance Brokerage Summit in New York City












Charlottesville, VA (Vocus) October 25, 2010

SNL Financial, in collaboration with MarshBerry & Co., will host the 4th Annual SNL Insurance Brokerage Summit on November 10, 2010, at the Union League Club in New York City.

Produced by the SNL Center for Financial Education, the Summit will feature more than twenty leading executives, advisers and investors in the insurance brokerage industry sharing their insights on strategic planning, growth and M&A in the sector.

Topics will include:

The evolving distribution strategies of insurance carriers
The soft market and impact of current economic environment on the sector
Detailed insight into middle-market strategies
Key measures of profitability and financial strength
Valuation trends and the expectations of brokerage buyers and sellers
Strategic approaches to managing cash flow challenges and maximizing agency value
New perspectives on carriers and agencies to enhance your ability to make proactive management, investment and operational decision

“The Summit provides essential intelligence on how to grow and thrive in the sector today and where it is headed tomorrow,” said Greg Gartland, Managing Director of the SNL Center for Financial Education. ”No other event brings together a more diverse group of financiers and operators in the insurance distribution industry.”

The Union League Club is located at 38 East 37th Street in New York City. To register, or for more information, please visit http://www.snlcenter.com/brokerage or call +1.434.951.7786. Registration for the event is $ 895 and includes all conference materials, plus continental breakfast, lunch, refreshment breaks and evening cocktail reception. Discounts are available for groups of three or more.

Speakers and Panelists

Michael Barton, Chairman, Willis North America Employee Benefits

David L. Eslick, Chairman and CEO, Marsh & McLennan Agency, Inc.

Eric D. Fader, Counsel, Edwards Angell Palmer & Dodge LLP

James S. Gault, Corporate Vice President, President and COO, Brokerage Services Division, Arthur J. Gallagher & Co.

John Hendrix, Managing Director, Sandler O’Neill + Partners, L.P.

Justin Lake, Analyst, UBS Investment Bank

Patrick T. Linnert, Executive Vice President, Marsh, Berry & Co., Inc.

William A. Malloy, Principal, Aquiline Capital Partners

Andy Marks, Senior Executive Vice President, Bollinger Insurance

J. Kevin A. McKechnie, Executive Director, American Bankers Association

Richard L. Miley, President and CEO, BroadStreet Capital Partners

John H. Mize, Consulting Actuary, Towers Watson

David Paul, Principal, ALIRT Research

Richard A. Poppa, President and CEO, Independent Insurance Agents & Brokers of New York

John S. Pruitt, Partner, Dewey & LeBoeuf LLP

Thomas E. Riley, Regional President and Chief Acquisitions Officer, Brown & Brown, Inc.

Michael Ryan, Partner, Insurance Transaction Services, KPMG

Patrick G. Ryan, Chairman & CEO, Ryan Specialty Group

Paul Vredenburg, Vice President, Acquisitions, Brown & Brown, Inc.

John Wepler, President, Marsh, Berry & Co., Inc.

Clark Wormer, Director of M&A, Hub International

About SNL Center for Financial Education

An affiliate of SNL Financial, SNL Center for Financial Education is the leading provider of sector-specific conferences and seminars for professionals focusing on the financial services, energy, real estate and media sectors. More than 10,000 professionals have attended CFE events, including industry executives, investment bankers, securities analysts, asset managers, institutional investors, corporate development officers, investor relations professionals and industry regulators. For more information, visit: http://www.snlcenter.com .

About Marsh, Berry & Company

MarshBerry is a preeminent provider of financial, M&A, sales management and organizational services to the top 2000 entities within the insurance distribution system. In addition, organizations not directly engaged in insurance distribution retain MarshBerry to either acquire or access those within the system.

SNL Contact

Monica Jenkins

Press Relations Manager

+1.434.951.6951

mjenkins(at)snl(dot)com

SNL Financial

One SNL Plaza

Charlottesville, VA 22902

+1.434.977.1600

Other office locations:

Ahmedabad, India; Arlington, Va.; Boston, Mass.; Boulder, Colo.; Islamabad, Pakistan; Jersey City, N.J.; London; Monterey, Calif.; New York; Richmond, Va.

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Vocus©Copyright 1997-2010, Vocus PRW Holdings, LLC.
Vocus, PRWeb and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.